Get the Right Mortgage for Your Construction Project

A construction mortgage is an all-in-one loan designed for building custom homes or vacation properties. Our Ontario mortgage brokerage can assist you from land acquisition through to construction and even convert the amount borrowed into various mortgage options.

Qualified borrowers can access conventional and CMHC/Genworth-insured mortgage financing up to 95% of the final completion market value. This financing covers acquisition, construction, and term mortgage (exit financing) all at once. A construction mortgage typically carries top interest rates with interest-only payments during the building phase, making it ideal for financing custom home or vacation property construction.

Our team has extensive experience in all areas of construction finance, including:

• Initial Plans to Completion: We support you from the initial planning stages through to the completion of your project.
• Self-Employed Construction Financing: Tailored solutions for self-employed individuals building their dream home.
• Construction and Rebuild Programs: Flexible financing options for new builds and rebuilds.
• Exit (Term) Mortgage Conversion: When your property reaches 97% completion, we assist with converting to a term mortgage.

If your bank isn't providing the support you need for your new home construction, our Ontario mortgage brokerage offers flexible construction finance options. We ensure less stress and better drawdowns than traditional bank offerings. Our expertise and personalized approach cater to your specific needs at your own pace.

• Expert Guidance: As your dedicated mortgage advisor in Ontario, we provide comprehensive support throughout your construction project.
• Competitive Rates: Secure the best mortgage rates in Ontario for your construction financing needs.
• Tailored Solutions: Customized financing options to suit your specific project requirements.
• Seamless Process: We simplify the construction financing process, from initial planning to final mortgage conversion.

Building your dream home or vacation property is a significant investment. Contact our Ontario mortgage brokerage today to learn more about securing the best mortgage rates and personalized financing solutions for your construction project. Our experienced mortgage advisors are here to guide you every step of the way.